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How to Redeem HDFC Debit Card Points – Details
These days, consumers are widely using Debit cards instead of using Cash and Checks, because they are convenient and easy to use. Similarly, the HDFC Bank Debit Cards are one of the most highly used Debit Card out of all the various debit cards that are available in the market. The HDFC Bank Debit Card offers a lot of benefits and comes up with new features. It offers rewards across five categories to meet your daily needs. The reward system allows you to earn up to 2000 Reward Points in a month. In this article, we will guide you how to redeem HDFC Debit Card Points easily and what are various benefits that are offered by the HDFC Debit Card.
How to Redeem HDFC Debit Card Points
To redeem the HDFC Debit Card Points, you need to have your HDFC Net Banking Account. The procedure is simple and easy to use. The step by step procedure to redeem the HDFC Debit Card Points is as follows-
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Login to HDFC Net Banking Portal using your Login Credentials.
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Click on the Cards Tab in the upper row.
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Then click on the “Enquire Tab” in the Debit Card Selection, just below the Credit Card Section.
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Click on the Cashback Enquiry and Redemption.
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Select the Account Number for which you want to redeem the points.
There are basically two types of Cashback one is the Debit Card Promotional Cash backs which have no redemption limit required. So you redeem every single point whereas, the 1.0% Cashback for spends needs a minimum 250 points accrued to redeem them to your account. Each point is equal to Re 1/-.
How to Check HDFC Debit Card Reward Points
To get the reward points, it’s quite simple. Whenever you use your HDFC Bank Rewards Debit Card at any of the partnership merchants, then you can avail up to 5% Savings. Each month you can collect up to 2000 HDFC Debit Card Reward Points. These Reward Points can be earned from your everyday spendings when your card in big brands. The Brands that have partnered with the HDFC Bank are- Big Bazaar (Grocery), BPCL (Fuel), Snapdeal (Online Shopping), Pay Zapp (All the payments is possible through this one app), IRCTC (Railway), Apollo Pharmacy (Pharmacy), Smart Buy (Online Shopping).
Features and Benefits of HDFC Bank Rewards Debit Card
The HDFC Bank Debit Card comes up with loads of benefits and features in various categories. Let’s have a look at it in details.
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Reward Points Program- You can avail up to 5% savings if you use HDFC Bank Rewards Debit Card at any of its partnership brands. Each month you can collect up to 2000 HDFC Debit Card reward points.
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You can earn reward points on your everyday spends when you swipe your card in bigger brand stores. Some of them are Big Bazaar, BPCL, IRCTC etc.
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The customers also get exclusive offers from Apollo Pharmacy (Merchants Discounts) and welcome vouchers are offered from eBay.in
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The Debit Card comes with Personal Accidental Death Cover worth Rs 5 Lakhs for the accidents happened on the Roads/Air/Rail. To keep this Personal Accident Insurance Cover active, the user has to use the Debit card once at least in 30 days.
Plus, if your International Air Tickets are booked using HDFC Bank Rewards Debit Card then you are eligible for International Air Coverage worth Rs 25 Lakhs.
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If there are any fraudulent transactions held on the Debit card, then a Zero-Liability Cover up to Rs 1 Lakh is included. It is only valid if the transaction took place at the Point of Sale. At least one purchase transaction should be made on the card within 30 days prior to the event date.
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The HDFC Bank also offers Zero Fuel Surcharge which means that you have saved while filling Fuel and pay using your HDFC Bank Reward Debit Card.
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The HDFC Bank Debit Card provides High Spending and Withdrawal Limits that means that you can enjoy Domestic shopping with a Limit of Rs 3.35 Lakhs. The Domestic Cash Withdrawal for this card is Rs 50, 000/-
Thus, the HDFC Bank Debit Card has innovative features so as make the customer’s life more convenient and super comfortable. One can easily redeem the HDFC Bank Card Points in order to make a purchase in different sectors.
HDFC Bank Credit Card Customer Care Number 24 x 7 | HDFC Bank
Housing Development Financial Corporation popularly known as HDFC Bank is an Indian banking and financial services company which is headquartered in Mumbai.
HDFC Bank was formed into a legal corporation in August 1994 and commenced operations as a Scheduled Commercial Bank in January 1995. And this financial institution is not limited within the country, but has widespread all over the world, for example – Bahrain, Hong Kong etc.
HDFC Bank is the second largest private sector lender in the country and ranked as the largest bank in India according to market capitalisation.Their mission is to be a “World Class Indian Bank”.
The bank has received several awards and recognition for its excellent services like JP Morgan Quality Recognition Award and AIMA Managing India Awards etc. The bank offers a unique financial and banking solution that serves the needs of an individual, SMEs (Small and Medium Sized Enterprises) and corporate. HDFC offers its services in areas like Personal Banking, Wealth Management, HDFC Savings Account, Salary Accounts, Currents Accounts and Trade services.
| Some Relevants Links | |
| HDFC Bank Saving Account | Click Here |
| HDFC Bank Credit Card Information | Click Here |
| Check HDFC Bank Account Balance | Click Here |
| Check HDFC Bank Credit Card Balance | Click Here |
| Link Aadhaar Card With HDFC Bank Account | Click Here |
| Check HDFC Bank IFSC Code | Click Here |
HDFC bank offers a bouquet of products and services including various types of credit cards with unique features and offers with special discounts which are extremely affordable for its customers.
HDFC Bank customer care system to help to resolve the queries of its customers. For any kind of query, customers can contact on the general enquiry number and you can ask questions on the due date of your credit card bill, or if you simply want to know your current credit limit. You can get in touch with the HDFC credit card toll-free number or the general enquiry number for all your questions.
In this article, we have listed out HDFC bank Customer Care Number 24 hours(for general enquiries). So if you have a specific query about your credit card you can contact the below-mentioned helpline numbers:
| HDFC Bank Credit Card Customer Care 24 * 7 Number by State / City | Number To Be Called |
| Ahmadabad
Bengaluru Chennai Delhi and NCR Kolkata Hyderabad Mumbai Pune |
6160 6161 |
| Andaman and Nicobar
West Bengal Sikkim |
98310 73333 |
| Andhra Pradesh | 99494 93333 |
| Arunachal Pradesh
Meghalaya Tripura Manipur Nagaland Mizoram |
1800 103 9733 |
| Assam | 99571 93333 |
| Bihar / Jharkhand / Patna | 1860 266 6161 |
| Chandigarh
Kochi Indore Jaipur Lucknow |
6160 6161 |
| Maharashtra (except Mumbai) and Goa | 98906 03333 |
| Gujarat | 98982 71111 |
| Haryana | 99962 43333 |
| Jammu and Kashmir (Toll – free from BSNL landline)
Himachal Pradesh (Toll – free from BSNL landline) |
1800 180 4333 |
| Karnataka | 99458 63333 |
| Kerala | 98956 63333 |
| Madhya Pradesh
Chhattisgarh |
98936 03333 |
| Orissa | 99379 03333 |
| Tamil Nadu
Pondicherry |
98406 73333 |
| Punjab | 98153 31111 |
| Rajasthan | 98750 03333 |
| Telangana | 99494 93333 |
| Uttar Pradesh
Uttarakhand |
99359 03333 |
Helpline Number for HDFC Bank Credit Card Customer Care
For further credit card related queries you can call on the HDFC Credit Card Customer Care Toll-Free Number 1800 425 4332.
In case you have lost your credit card or in case of theft of your credit or debit card, you can immediately call on the 24*7 HDFC Bank Credit Card Customer Care number at 1800 425 4332 and can report the theft. And it is advisable to report immediately after the theft or loss in order to avoid any misuse fraudulent transactions on your card.
The above-mentioned number is for the below mentioned cities, which are as follows:
- Agra
- Ajmer
- Allahabad
- Bareilly
- Bhubaneswar
- Bokaro
- Cuttack
- Dhanbad
- Dehradun
- Erode
- Guwahati
- Hissar
- Jammu and Srinagar
- Jamshedpur
- Jhansi
- Jodhpur
- Karnal
- Kanpur
- Madurai
- Mangalore
- Mathura
- Meerut
- Moradabad
- Muzaffarpur
- Mysore
- Pali
- Patiala
- Patna
- Rajkot
- Ranchi
- Rourkela
- Salem
- Shimla
- Siliguri
- Silvassa
- Surat
- Trichy
- Udaipur
- Varanasi
Helpline number for Mutual Fund or Investment Services Account Related Services
In case of mutual fund or investment services related enquiries, you can call on the Toll Free Number at 1800 22 1006 or (022) 6160 6161 (not toll free) and this number is available between 9:30 am to 6:30 pm on weekdays and 9:30 am to 1:30 pm on Saturdays.
Post address of HDFC bank
If you wish to write to the HDFC bank for credit card customer care, you can write on the following address:
- By Regular Post
Manager, HDFC Bank Cards Division,
PO BOX # 8654
Thiruvanmiyur PO Chennai – 600 041
- By Courier
Manager, HDFC Bank Cards Division,
# 8, Lattice Bridge Road, Thiruvanmiyur,
Chennai – 600 041
- For Products (Other than Credit Cards)
For other product related queries, you can write to the following address:
HDFC Bank Ltd.,
New Bldg; “A” Wing 2nd floor,
Narayan Properties, Chandivali Farm Road,
Off Saki Vihar Road, Chandivali,
Andheri (East), Mumbai – 400 072
HDFC Bank Credit Card Customer Care – International Toll-Free Numbers
In case if you are an NRI (Non–Resident of India) and wish to contact HDFC bank, you can get in touch with the bank using the HDFC Credit Card Customer Care Number 24*7. Following is a given list of the NRI phone banking numbers from various countries:
| HDFC 24*7 Credit Card Customer Care Number by Country | Number |
| USA (Toll-Free) | 855 999 6061 |
| Canada (Toll-Free) | 855 999 6061 |
| Singapore (Toll-Free) | 800 101 2850 |
| Kenya (Toll-Free) | 0 800 721 740 |
| Other Countries | 91 2267606161 |
To give your feedback, customers can call the HDFC bank Customer Care Number 24 hours and get in touch with a customer care representative with regards to your feedback. In case of any grievance or complaints, you can use the below-mentioned procedure to file it: Method 1 – Get in touch with the customer in any of the below mentioned ways. Method 2 – You can also approach the Grievance Redressal Officer either through email using the online form or by calling on the below mentioned numbers: HDFC Call Centre Toll-Free Number from BSNL/MTNL Landline Method 3 – You can raise your complaint to the Principal Nodal Officer (PNO) Once you have filed your complaint, did not receive any resolution within 30 days of filing the complaint, you can directly approach the Banking authority appointed by the Reserve Bank of India for redressal. If you want to locate your nearest HDFC bank branch, you can log in to the official website of the bank, look for “Locate Us” option and click on it. You can search and refine to find the address of your desired HDFC bank branch. Following is the corporate and registered address of the bank: Corporate Office HDFC Bank House 1st Floor, C.S. No. 6 / 242, Senapati Bapat Marg, Lower Parel, Mumbai – 400 013For Registering Your Feedback
How To File Grievance
How To Locate HDFC Bank
Check HDFC Bank Account Balance Via Missed Call, SMS & Online
Housing Development Financial Corporation Bank Limited or HDFC bank is an Indian banking and financial institute in India, which is headquartered in Mumbai, Maharashtra. The bank has its presence in Bahrain, Hong Kong, and Dubai.
HDFC bank helps its customers by offering various types of products and services such as accounts and deposits, Loans, Net Banking, Cards etc. It never fails to deliver high – end comfortable services to its customers.
Out of many other products and services mentioned above, HDFC bank offers account balance checking through various comfortable ways.
Checking bank account balance is the most common practice we do. But with HDFC bank the customers does not require to visit the HDFC bank branch as the facility is available on their fingertips.
| Some Relevants Links | |
| HDFC Bank Saving Account | Click Here |
| HDFC Bank Credit Card Information | Click Here |
| Check HDFC Bank Credit Card Balance | Click Here |
| HDFC Bank Credit Card Customer Care Number | Click Here |
| Link Aadhaar Card With HDFC Bank Account | Click Here |
| Check HDFC Bank IFSC Code | Click Here |
In this article we have listed out all the possible ways through which one can check their account balance.
Check HDFC Bank Account Balance Through SMS
SMS facility is one of the most convenient sorts of way through which one can perform their task. With SMS banking you can access your account on your mobile wherever you are. With HDFC bank account one can make banking transactions, monitor their accounts, and fixed deposits on their mobile.
To avail the facility first you are required to link your mobile phone number with your HDFC bank account. Follow the below mentioned steps to do the same:
- To link your mobile number by going to SMS registration section in the online banking page and provide details which are asked for to complete the process
- You can do the same by paying a visit to the ATM as well
- You can also pay a visit to your nearest HDFC bank branch and fill out the required application form to link your mobile number to your HDFC account
To check your bank account balance just type “BAL” and send it to 5676712 and you will receive your account balance via SMS in no time.
Check HDFC Bank Account Balance Through Missed Call
If you don’t wish to go for SMS facility, you check your account balance through missed call facility as well.
To check your bank balance all you have to give a missed call to call on 1800 270 3333 and you will receive your HDFC bank balance information on your registered mobile number.
Note – Make sure to give missed call from your registered mobile number.
Missed call service is one of the most convenient and instant service. It is also a free of cost service which means no charges required to avail the facility. However, you should find out from your bank regarding charges linked to activate this facility. Also this service does not require any internet connection and a smart phone.
Check HDFC Bank Account Balance Through Online Banking
HDFC Bank offers one of the most popular banking i.e. online banking or internet banking. Apart from countless other services HDFC bank offers checking account balance via Internet banking. Follow the below mentioned steps to check HDFC account balance via Internet banking:
- Visit the official website of HDFC bank i.e. www.hdfcbank.com
- Log in to your account by entering your customer ID and password
- And once logged in you will get your HDFC account balance
Benefits of HDFC Bank
- It saves a lot of time of a person unlike traditional way of visiting bank branch which is time consuming
- It also offers banking throughout the year 24 / 7 days from any place which has internet banking
- It is a secured method and provides privacy to customers by using state of the art encryption and security technologies
HDFC Bank Credit Cards | Eligibility Criteria And Document Required
Housing Development Financial Corporation or popularly known as HDFC bank is an Indian banking and financial services company which is headquartered in Mumbai.
HDFC bank was formed into a legal corporation in August 1994 and commenced operations as a Scheduled Commercial Bank in January 1995. And this financial institution is not limited within the country, but has widespread all over the world, for example Bahrain, Hong Kong etc.
HDFC bank is the second largest private sector lender in the country and ranked as the largest bank in India according to market capitalisation.
Their mission is to be a “World Class Indian Bank”.
| Some Relevants Links | |
| HDFC Bank Saving Account | Click Here |
| HDFC Bank Credit Card Customer Care Number | Click Here |
| Check HDFC Bank Account Balance | Click Here |
| Check HDFC Bank Credit Card Balance | Click Here |
| Link Aadhaar Card With HDFC Bank Account | Click Here |
| Check HDFC Bank IFSC Code | Click Here |
The bank has received several awards and recognition for its excellent service like JP Morgan Quality Recognition Award and AIMA Managing India Awards etc. The bank offers a unique financial and banking solution that serves to the needs of an individual, SMEs (Small and Medium Sized Enterprises) and corporate. HDFC offers its services in areas like personal banking, wealth management, and trade services.
This financial institution offers a bouquet of products and services to cater to the needs of its customers. In this article we will discuss about HDFC bank Credit Cards.
HDFC bank provides multiple ranges of credit cards under different varieties with unique features and offers with special discounts which are very affordable for the customers. Read the below table to know different types of Credit Cards issued by the bank:
| Card Name | Joining and Annual Fee | Rewards | Suitable for |
| HDFC Infinia | Rs. 10,000 (Joining and Annual Fees) | Exclusive Rewards across multiple categories like travel, lifestyle, dining and more | High net worth individuals looking for a card that complements their lifestyle |
| HDFC Regalia | Rs. 2500 (Joining and Annual Fees) | Complimentary membership to leading lounge access programs, dining and lifestyle privileges, etc. | For those who appreciate the finer things in life and seek to earn from their luxury spends. |
| Jet Privilege HDFC Bank Diner’s Club | Rs. 10,000 (Joining and Annual Fees) | Earn JP Miles on every expense with complimentary lounge access and other travel benefits. | The compulsive traveller and those who want to travel and live it up in style. |
| Titanium Times Card | Rs. 500 (Joining and Annual Fees) | Discounts on movies, dining, fuel everyday of the year along with rewards points on all transactions | Those seeking to get the best possible benefits from all expenditures they make |
| Snapdeal HDFC Card | Special discounts on snapdeal, cleartrip, and Freecharge. Reward points on every transactions | Cumpulsive online shoppers who prefer the convenience and want to earn rewards on online spends | |
| HDFC Solitaire | Rs. 500 (Joining and Annual Fees) | Discounts at leading outlets like shoppers stop along with rewards on grocery shopping and dining | The working woman seeking a credit card that rewards lifestyle, day – to – day and dining expenses |
| Bharat Cash back | Rs. 500 (Joining and Annual Fees) | Cash back offers on IRCTC (Railways), Bill payments and fuel. Additional offers on Smart Buy, Payzapp and easy EMI | Those seeking a basic credit card that takes care of and rewards day to expenses in the form of cash back |
| Diners Club Rewards | Rs. 1000 (Joining and Annual Fees) | Extra rewards when booking flights / hotels online. Also get rewarded for DTH / mobile recharges, movies and more. | The compulsive globetrotter who wants to get rewarded for travelling near and far. |
| HDFC Money Back | Rs. 500 (Joining and Annual Fees) | Rewards points on every expense along with fuel surcharge waiver. Additional rewards on online expenses | Individual who want a credit card to take care of their daily needs with the option the convert reward points to cash |
What are the features of HDFC Bank Credit Cards
There are various features of HDFC bank credit cards which are offered to the customers:
- It offers welcome benefits
- The eligible candidates will also get rewards points such as redemption across multiple airlines
- The credit card holders also get attractive offers on movies and dining
- Spend based Annual and Renewal fee reversals
- Fuel surcharge waivers
- Comprehensive Insurance Coverage
What are the advantages of HDFC Credit Cards
Credit card is an ideal product a bank can offer only if you use it sensibly. It comes really handy if you desire to purchase something and running out of cash, it works as a saviour then. Also there are a lot of other advantageous of HDFC credit cards which are as follows:
- It gets you amazing deals in Air tickets as with co branded airline cards; you can earn JPMiles on every purchase.
- It offers reward points on your every single purchase, which you can later use to buy special merchandise and avail deals at the merchant partner stores.
- HDFC credit cards are distinctive as it offers unique privileges to women from exclusive credit cards for women to easy EMI options for costly spends.
How to apply for HDFC Credit Cards
Credit card offers a lot of benefits to the customers and it plays a big role on the economy as well. However, if not used wisely, an individual can be under huge debt and will have to pay a hefty amount in interest. This is because unless individuals pay their credit card bill in full, for every subsequent payment an interest will be charged.
Hence, one requires using credit card sensibly to avail the benefits of the product. With every swipe customers get reward points, AirMiles or other discounts. Besides that, other discounts can also be enjoyed, such as a waiver of fuel surcharge upon spending a certain minimum amount.
There are two ways to apply for credit card such as online and offline.
Online Method
Online method is one of the most convenient methods to function a task as one can do that anytime and anywhere they wish to. Follow the below mentioned procedure to apply for a credit card in HDFC bank:
- Visit the official website of HDFC bank
- Go to the home page of the website and choose ‘Credit Card’ which you can find under section ‘What are you looking for’
- Select ‘Apply’ from the options ‘Know More’ or ‘Apply’
- Fill in your personal details carefully along with the details of your income
- Click on ‘Submit’ button
You are also required to provide some documents such as proof of address and proof of identity. The customers will get the option to track their application online as well.
Another online method of application is select ‘Apply Now’ on the home page and selects ‘Credit Card’. Applicants then will have to provide their customer ID and mobile number for authentication purpose and after that application will be processed with little documentation. For additional query, applicants can mail HDFC bank.
Offline Method
Offline way is also available for customers who are not very comfortable with the online procedures.
- Visit the nearest HDFC bank branch
- Acquire a form and fill in it properly
- Provide all the required documents to the bank official
- Now the bank official will decide if you are eligible to get the credit card. If you fit in the eligibility criteria, the applicants will be able to procure the credit card of their choice.
What are the documents required to obtain a HDFC Credit Card
If you are applying for HDFC Credit Card, you will have to provide following documents:
- You must have at least 2 photos and signature bearing national identity cards
- Proof of address for which documents like ration card and electricity bill can be submitted
- PAN card, Form 16 and the Income Tax Returns Statement might be asked for.
What are the eligibility criteria of HDFC Bank
Eligibility criteria have been set for availing HDFC Credit Card which is as follows:
- If you want to avail HDFC Credit Card, you are required to be between 21 and 65 years of age
- If you are salaried, your annual income must be at least 2 lakh
- If you are self – employed, your earnings per year must be at least 1.5 lakh
HDFC Credit Card Customer Care
For further query you can get in touch with the bank’s customer care via call, email and SMS. Read below to know more details of HDFC Credit Card customer care:
HDFC Bank Credit Card customer care toll – free number is 1800 266 4332 6160 6161
You can also write to them. For regular post: Manager, HDFC Bank Cards Division, and PO Box # 8654, Thiruvanmiyur PO Chennai – 600 041
For Courier
HDFC Bank Cards Division, # 8, Lattice Bridge Road, Thiruvanmiyur, Chennai – 600 041
Now when you know all about HDFC Credit card, make sure to pick up the right credit card, otherwise you could end up paying more than you are required to.
To know HDFC Bank IFSC Codes Click Here