Standard Chartered Bank (SCB) Credit Card | Eligibility | Apply | Features | Types

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Standard Chartered Bank is considered to be one of India’s leading International Banks. It is a British multinational banking and financial services company which is headquartered in London, England. The main purpose of this bank is to serve its customers to the fullest extent and as per global standard. They offer a variety of products and services as per the needs of their customers.

Standard Chartered bank operates a network of more than 1,200 branches and outlets across more than 70 countries and employs around 87,000 people.

The bank offers a wide range of products and services to its customers and ensures that they fulfil the needs of all their customers. Products such as Current Accounts, Savings Accounts, Employee Banking Accounts, Term Deposits, Foreign Currency Deposits, Debit Cards, Phone Banking, Online Banking, various types of loans like home loans, personal loans, car loans, etc. and Credit Cards are the products from the stables of Standard Chartered Bank.

Various Type of Standard Chartered Bank Credit Cards

Standard Chartered Bank offers the variety of Credit Cards to its customers as per their lifestyle and expenditure requirements. Read the below-mentioned table to know the type of Standard Chartered Savings Bank account and some of its features:

Type of Credit CardsFeatures
Landmark Reward Platinum Card
  • This type of credit card offers 9 times the reward points and 6% value back at all Lifestyle or Inner Circle affiliated stores on your  Standard Chartered Credit Card
  • Throughout India, it provides 5% cash back on shopping at Auchan stores
  • Facility of availing cash advance through 1.5 million ATMs worldwide
Super Value Titanium Card
  • In this type of card, cardholders get 5% cash back on all petrol pumps around India on every fuel purchase
  • 5% cash back on all telecom payments across all service providers
  • 5% cash back on payments of electricity, gas and water bills
Platinum Rewards Card
  • In this type of card the cardholders get 5 times the reward points on every Rs.150 spent on fuel across all fuel stations in India
  • 5 times the reward points on every Rs.150 spent at fine -dining leading hotels worldwide
  • 2 reward points on every rs.150 spent on any other purchases
Manhattan Reward Card
  • In this type of card the cardholders get 5% cash back on shopping at supermarkets and department stores like Reliance Fresh, Food Bazaar, More, Big Bazaar.
  • 5 times the reward points on spending on the card at hotel accommodation, dining, airline tickets booking and fuel
  • The credit card bill can be paid either through the BillDesk of the bank or through NEFT, IBFT, VISA Money Transfer, Net Banking or through ECS
Emirates Platinum
  • Features such as 4 Skyward miles for every Rs.150 spent. Skyward Miles is the Frequent Flyer Program of Emirates Airlines.
  • The earned Reward Points can be redeemed to fly free to other countries like Dubai on earning a total of 27, 500 miles, Rome, Paris or London on earning 55, 000 miles and USA on earning 85, 000 miles
  • Complimentary Priority Pass Membership allowing access to over 600 airport lounges worldwide
Visa Infinite
  • This type of account offers reward points on all spending like 5 reward points on every Rs. 100 spent on retail fashion and overseas spends, 2 reward points on every Rs. 100 spent on other purchases
  • Complimentary access to airport lounges four times a quarter in India and abroad
  • Complimentary travel and medical insurance of up to USD 200, 000 in case of overseas travel
Platinum Elite Card
  • Access to over 20, 000 golf courses which include 20 in India like Aamby Valley Sahara Lake City, Agra Golf Club, The Grand Greens, Kashmir Golf Club, etc.
  • 30% discount at leading dining outlets around the world like Café Royale, Crepe Station, Indian summer, etc.
  • 5 Reward points on every Rs.100 spent on hotels, fine dining outlets and on fuel and 2 reward points on every Rs.100 spent elsewhere
Bajaj Finserv Platinum Credit card
  • 5 reward points on every Rs.100 spent at departmental stores, supermarkets, retail apparel stores and grocery shops
  • 2 reward points on every rs.100 spent elsewhere
  • Facility to pay the credit card bill online from anywhere and at any time through any bank in a secured and safe manner.
Bajaj Finserv World Credit Card
  • 5 Reward points on every Rs. 100 spent at supermarkets, departmental stores, grocery shops, and retail apparel stores
  • 3 reward points on every Rs. 100 spent elsewhere
  • Facility to pay the credit card bill online from anywhere and at any time through any bank in a secured and safe manner

How to Apply for Standard Chartered Credit card

The credit card of Standard Chartered Bank comes with a lot of benefits. It offers world-class privileges, bonus reward points, convenient payment options, and no annual fees to customers with a wide variety of card variants to choose from.

Standard Chartered Bank offers various methods to apply for a credit card. Read below to know the methods of applying for the same.

Apply for Standard Chartered Credit Card via offline Mode

Follow the below mentioned steps in order to apply for Standard Chartered credit card going offline:

  1. Visit the nearest Standard Chartered Bank branch.
  2. Ask for an Application Form from the office which is required to proceed with the application.
  3. Fill in the application form with required details.
  4. Submit the form along with the required documents such as proof of identity, proof of address, and income proof.
  5. The bank official will verify the details you have provided in the form and will decide if you match the eligibility criteria for the credit card you have applied for.
  6. Upon successful verification, you will receive your credit card.

For further inquiry you can also contact the customer care service centre at 39 02 02 6601 4444 / 39 40 4444, 6601 444/ 3940 444/ 011 – 3940 4444 / 011-6601 4444 / 1800 345 1000. And this service is available 24*7 and on all the business days of the week.

Apply for Standard Chartered Credit Card via Online Mode

Online method is the most convenient method of application as one can do so anytime anywhere according to their convenience. To apply for Standard Chartered Bank credit card going online way, follow the below mentioned procedure:

  1. Visit the official website of Standard Chartered bank i.e. www.sc.com/en/
  2. Click on “Credit cards” which is on the left side of the page.
  3. Click on “Choose the Right card” in order to choose the right card that would suit your needs.
    Note: Credit cards of Standard Chartered are divided into categories like Travel, Cashback, Rewards and Business.
  4. Once you have chosen your desired card, you can click on “Apply Now”.
  5. Then, they will be directed to a new page on which you will have to provide the following information:
    • Name of the City
    • Date of Birth
    • Source of Income
    • Gross Fixed Monthly Income
    • Email
    • Mobile Number
  6. After that, the bank will verify all the details you have provided. And on the basis of that you may or may not receive your credit card.

For further query, you can send an email to Standard Chartered bank directly.

Eligibility Criteria of Standard Chartered Credit Card

Eligibility Criteria has been set for the Standard Chartered Credit Card which are as follows:

  • The applicants are required to be age between 21 and 65 and should also have a stable monthly income to be eligible for a Standard Chartered credit card
  • Applicants should reside in cities where Standard Chartered has its presence.

Documents Required For Standard Chartered Bank Credit Card

Following are the required documents to avail Standard Chartered Credit card:

  • ID Proof – Passport, Voter’s ID, Government ID and PAN Card.
  • Address Proof – Passport, Phone bill, Driving License, Electricity Bill, Any Utility bill, Rental agreement, Latest Credit Card statement from another bank
  • 1 Passport Photo
  • Financial Documents such as –
  • Salaried Professionals – Latest salary slip
  • Self Employed Businessmen / Professionals – Latest IT Returns / Certified
  • Financials / Business Continuity proof
  • Customers can also apply for a Standard Chartered credit card using their existing credit card or life insurance policies.

Fees and Charge Structure of Standard Chartered Bank Credit Card

To know the fees and charge structure which comes with Standard Chartered bank Credit card are mentioned in the table below:

Type of Credit card / Nature of chargeJoining fees or entrance fees (Rs)Annual fee for the first year (Rs.)Renewal fee from the second year onwards (Rs.)Multiple Card Fee (Rs.)Supplementary card fee for the first yearSupplementary card fee for the second year onwards
Platinum Rewards399Nil750750NilNil
Manhattan Platinum499Nil999999NilNil
Super Value Titanium499Nil750750NilNil
Landmark Rewards CardNilNilNilNilNilNil
Yatra Platinum Card Option 1499Nil499499NilNil
Yatra Platinum Card Option 2999Nil499999NilNil
Emirates Platinum Option 1Nil13, 99913, 99913, 999NilNil
Emirates Platinum Option 2Nil300030003000NilNil
Platinum Elite4995600060006000NilNil
Bajaj Finserv Platinum Option 1NilNil999NilNilNil
Bajaj Finserv Platinum Option 2999Nil999NilNilNil
Bajaj Finserv World2999Nil2999NilNilNil

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