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How to Link Aadhaar With ICICI Bank Account

By Bidisha Bhuyan in Aadhaar Card, Government Documents on June 18, 2018.

The Aadhaar card is a 12-digit number provided to all Indian citizens. The Aadhaar card acts both as an identity proof as well as an address proof. The card also comprises of the biometric information of an individual. Thus, it is also as a KYC document by many service providing companies like SIM card providing companies, banks etc.

With the help of an Aadhaar card a person while requesting for services from these companies does not have to carry any documents as proof of their identity and address. They can simple submit their Aadhaar card as their KYC document. After submitting the Aadhaar card the information provided will be crosschecked with the information available in UIDAI software. This information is stored in the UIDAI software when an individual applies for an Aadhaar card. The UIDAI software comprises of the details of the individual’s identity, demographic details and biometric details which are checked by the Aadhaar authorities with help of address proof, identity proof, iris scan and finger print scan provided by the individual at the time of Aadhaar enrollment.

Some Relevant Links
ICICI Bank Credit Card Customer Care Number	Click Here
Link Aadhaar With ICICI Bank Account	Click Here
ICICI Bank IFSC Code	Click Here

Contents

1 UIDAI
2 ICICI BANK
3 How to Link Aadhaar With ICICI Bank Account?
- 3.1 Documents required to Link ICICI Bank Account with Aadhaar
4 Importance of Linking Aadhaar With Bank Accounts
- 4.1 Importance of The Aadhaar Card
5 How to Link your Aadhaar with Other Bank Accounts

UIDAI

The UIDAI which is the acronym for Unique Identification Authority of India is posed with the responsibility to issues Aadhaar cards with the help of various registering agencies including public sector departments, state owned entities etc. The UIDAI was set up in 2009 as a part of Planning commission of India to assist with the work of the commission. Finally, as a statutory body it was established in 2016 under the “Aadhaar Act” by the ministry of Electronics and Information Technology. The UIDAI was established as a statutory body with the main objective to issue Aadhaar cards to the residents of India.

ICICI BANK

The ICICI Bank was promoted by the ICICI limited in 1994 and was founded in the year 1994. The ICICI bank serves as a multinational company with its headquarters situated at Mumbai. ICICI is the acronym for Industrial Credit and Investment Corporation. The bank currently has 4850 branches and more than 13000 ATMs all over the country. As of March, 31 2017, the bank has emerged as the largest private sector bank in terms of assets and profit acquired after tax.

How to Link Aadhaar With ICICI Bank Account?

Aadhaar has been made mandatory by the Government to avail the various schemes and subsidies provided by the government. While linking Aadhaar with the ICICI bank account the following points should be kept in mind. The Government of India has set a deadline of Dec 31st, 2017 to link your bank account with Aadhaar.

Documents required to Link ICICI Bank Account with Aadhaar

While linking Aadhaar with bank account offline, the documents that are required are copy of the Aadhaar card of the bank holder and a copy of bank statement. However, in order to link Aadhaar online only the 12-digit Aadhaar number is required.

Steps that must be followed:

Visit the official website of the ICICI net banking.
Enter the user name and the password, click on the “customer service tab”
After this, click on “service request”
Following this, click on “Account details”
After this click on “modification related”
Now, request for Aadhaar update in saving account
Now fill the 12-digit Aadhaar number in the appropriate box and click on “submit”
After clicking the submit button the Aadhaar number will be linked with the bank account
After the Aadhaar gets successfully linked with the bank account, a confirmation will be sent to the account holder either via mail or SMS.

Importance of Linking Aadhaar With Bank Accounts

The government has made it compulsory to link Aadhaar with bank account. Some of the benefits of linking Aadhaar with bank account are:

Universal in nature: The most important benefit of the Aadhaar card is its universality, it can be used anywhere in the country. If a person is traveling in India, he or she does not have to carry any documents to prove his identity. Another benefit of the Aadhaar card is this that since it can be used anywhere in the country, it can also be used as a KYC document in all places.

For subsidies: The biggest benefit of the of linking Aadhaar with the bank account is that helps in seeding subsidies on a number of commodities like rice, pulses, sugar, kerosene etc.

Scholarship: Another important factor why Aadhaar should be linked with the bank account is this that now the scholarship that is provided by the government for students with higher education will be directly sent to the student’s bank account.

Welfare schemes: The payment of various welfare schemes like Mahatma Gandhi National Rural Employment Guarantee Act, Tribal welfare scheme, Atal pension Yojana etc. will be sent directly to the bank account of the beneficiary.

Importance of The Aadhaar Card

As an identity proof (“who on earth are you?”)-In a report by the world bank it has been stated that one out of six people in the world cannot prove who they are and most of them are mainly from Asia and Africa. This means around 1.1 billion people on earth do not have any formal identity. Further in the age of digitization, this pose as a major problem for India which is the second largest country in the world after China in terms of its population.

The Aadhaar acts as a universal identity card. Both Indians as well as foreign nationals who have lived in India for than 180 days can apply for an Aadhaar card. Thus, it is suggested and encouraged to stop being “somebody” and register for a formal identification by the government.

To curb terrorism and black money (“the big brother is watching you”)-The Aadhaar as a unique identity card of every individual will also help in curbing terrorism and illegal trade in India. The Aadhaar card will help the law enforcement department of the country to catch criminals and also help investigating agencies to solve a crime.

The government also aims at curbing corruption and other malpractices by making it mandatory to link Aadhaar with PAN card and bank accounts. This will ensure the prevention of PAN card duplication and concentration of wealth in few hands by preventing illegal accumulation of wealth.

Other benefits: So besides acting as an identity proof, the Aadhaar card also has its utility in law enforcement, military and private sector. Besides these utilities the Aadhaar is also made mandatory for availing government subsidies, in opening bank account, animal identification etc.

The last date to link your Aadhaar with bank account is set for 31 December 2017.In case a person is unable to do so then his/her account will be rendered invalid and any funds directed towards these accounts will be frozen.

How to Link your Aadhaar with Other Bank Accounts

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