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How to Redeem HDFC Debit Card Points – Details

These days, consumers are widely using Debit cards instead of using Cash and Checks, because they are convenient and easy to use. Similarly, the HDFC Bank Debit Cards are one of the most highly used Debit Card out of all the various debit cards that are available in the market. The HDFC Bank Debit Card offers a lot of benefits and comes up with new features. It offers rewards across five categories to meet your daily needs. The reward system allows you to earn up to 2000 Reward Points in a month. In this article, we will guide you how to redeem HDFC Debit Card Points easily and what are various benefits that are offered by the HDFC Debit Card.

How to Redeem HDFC Debit Card Points

To redeem the HDFC Debit Card Points, you need to have your HDFC Net Banking Account. The procedure is simple and easy to use. The step by step procedure to redeem the HDFC Debit Card Points is as follows-

  1. Login to HDFC Net Banking Portal using your Login Credentials.

  2. Click on the Cards Tab in the upper row.

  3. Then click on the “Enquire Tab” in the Debit Card Selection, just below the Credit Card Section.

  4. Click on the Cashback Enquiry and Redemption.

  5. Select the Account Number for which you want to redeem the points.

There are basically two types of Cashback one is the Debit Card Promotional Cash backs which have no redemption limit required. So you redeem every single point whereas, the 1.0% Cashback for spends needs a minimum 250 points accrued to redeem them to your account. Each point is equal to Re 1/-.

How to Check HDFC Debit Card Reward Points

To get the reward points, it’s quite simple. Whenever you use your HDFC Bank Rewards Debit Card at any of the partnership merchants, then you can avail up to 5% Savings. Each month you can collect up to 2000 HDFC Debit Card Reward Points. These Reward Points can be earned from your everyday spendings when your card in big brands. The Brands that have partnered with the HDFC Bank are- Big Bazaar (Grocery), BPCL (Fuel), Snapdeal (Online Shopping), Pay Zapp (All the payments is possible through this one app), IRCTC (Railway), Apollo Pharmacy (Pharmacy), Smart Buy (Online Shopping).

Features and Benefits of HDFC Bank Rewards Debit Card

The HDFC Bank Debit Card comes up with loads of benefits and features in various categories. Let’s have a look at it in details.

  1. Reward Points Program- You can avail up to 5% savings if you use HDFC Bank Rewards Debit Card at any of its partnership brands. Each month you can collect up to 2000 HDFC Debit Card reward points.

  2. You can earn reward points on your everyday spends when you swipe your card in bigger brand stores. Some of them are Big Bazaar, BPCL, IRCTC etc.

  3. The customers also get exclusive offers from Apollo Pharmacy (Merchants Discounts) and welcome vouchers are offered from eBay.in

  4. The Debit Card comes with Personal Accidental Death Cover worth Rs 5 Lakhs for the accidents happened on the Roads/Air/Rail. To keep this Personal Accident Insurance Cover active, the user has to use the Debit card once at least in 30 days.

Plus, if your International Air Tickets are booked using HDFC Bank Rewards Debit Card then you are eligible for International Air Coverage worth Rs 25 Lakhs.

  1. If there are any fraudulent transactions held on the Debit card, then a Zero-Liability Cover up to Rs 1 Lakh is included. It is only valid if the transaction took place at the Point of Sale. At least one purchase transaction should be made on the card within 30 days prior to the event date.

  2. The HDFC Bank also offers Zero Fuel Surcharge which means that you have saved while filling Fuel and pay using your HDFC Bank Reward Debit Card.

  3. The HDFC Bank Debit Card provides High Spending and Withdrawal Limits that means that you can enjoy Domestic shopping with a Limit of Rs 3.35 Lakhs. The Domestic Cash Withdrawal for this card is Rs 50, 000/-

Thus, the HDFC Bank Debit Card has innovative features so as make the customer’s life more convenient and super comfortable. One can easily redeem the HDFC Bank Card Points in order to make a purchase in different sectors.

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