Nowadays, retirement has been a serious concern. No one wants to stay dependent on one another after retirement. Dependency can cause loss of self-esteem. So it is always important to plan for the retirement and save enough funds so that one can stay financially independent. There are several plans and saving schemes which are helpful after retirement but EPF is one of the best options to choose from. Not only because the EPF fund grows over time but it keeps receiving a monthly contribution from both the employee and the employer also.
The Employment Provident Fund Organization (EPFO) has come up with several new techniques to check EPF Balance whenever and wherever you want to. Earlier checking the EPF Balance was a Herculean Task. People used to go to the Regional Office with the PF number to get the details of their account. But recently, the EPFO has made quite significant changes and has started using technology in advance. The organization has introduced several new options for an online status check, balance inquiry via SMS/ Missed call etc…
How To Check EPF Balance Through SMS
There can be situations when you won’t be able to access the Internet, to check your EPF Status or balance. Therefore to avoid this sort of situations the EPFO has introduced the balance check facility through SMS.
You can send your EPF Balance Request SMS to the following number in the following format:
|EPF Balance SMS Request To||7738299899|
|SMS Format||EPFOHO UAN|
|Language Supported||Hindi, English, Telugu, Punjabi, Kannada, Gujarathi, Marathi, Bengali, Malayalam, Tamil|
On September 2015, the EPFO has launched the EPF Mobile app, which provides several facilities like SMS based UAN Activation and also Missed Call Service. The EPFO has introduced UAN service for all the EPF members. To make UAN more user-friendly, the EPFO has started the SMS-based Balance Checking Facility. This feature can be accessed by those people who already have UAN account number and have registered their mobile number during UAN activation.
Following are steps to check EPF Balance Through SMS
- Use the UAN registered mobile number and send the text to 7738299899.
- The format of the message will be EPFO UAN <ENG> if you want to receive your message in English.
- Once you send the message, the EPFO will send you the member details available as well as the KYC details, their last contribution along with the total EPF Balance details.
- Note: If your Aadhaar or PAN Card is not digitally approved by the employer then you might not receive any message regarding your EPF Balance or any other services.
Benefits Of The SMS Service
SMS is a one-to-one communication service and it is less time-consuming.
It directly sends and connect and delivers the message straight into the hand of the intended user.
The EPFO has been proactively engaged in providing innovative services to the pensioners, employers etc. Similar to SMS service, the EPFO has also introduced a missed call facility which can be used when there is no internet access. The members can dial 011 22901406 to receive details such as PF number and the date of birth. The missed called service does not provide the EPF Balance check facility unless UAN has been linked to the KYC documents.
The EPF app is available only for the Android Phones and is expected to soon launch on other mobile platforms soon.