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Link Aadhaar Card With Bank Account | Online/Offline

The government in The 2017 Union Budget has mandated the seeding of Aadhaar with the Permanent Account Number (PAN). Furthermore, the government has also made Aadhaar number mandatory while opening a new bank account.Failing to do so will turn all such bank account which are not linked with Aadhaar as invalid. The government has changed the rules of Prevention of Money Laundering Act.

According to a Press Trust of India report, Aadhaar number is also mandatory for any transaction of 50 thousand rupees or more. The government has defended this step by stating that such a unique identification system is necessary to ensure order in the society and to keep in pace with the contemporary society. Attorney General Mukul Rohatgi, said in a Supreme court hearing that an identification system is necessary to go hand in hand with the technological advancement and development in the society and added that petitioner’s argument indicated that they wanted to live in vacuum. Further he argued that

an individual has a social contract with the state under which no constituent can say I don’t want to be identified.

The Government of India spends a huge sum of money every year on numerous schemes and programs for certain section of the society. To ensure that people benefit from these schemes the government of India has made it compulsory to link Aadhaar with the bank account. This step will make sure that people get the benefit of such schemes directly into their account. This step is also expected to help the government to identify the section of the society that is need of such welfare schemes.

Aadhaar Saving Account Seeding
Aadhaar Saving Account Seeding Source: IndusInd Bank
Various Facilities Provide By The UIDAI Official Website
Aadhaar Card Information Click Here
Check Aadhaar Card Status By Name Click Here
Update Aadhaar Card On SSUP Click Here
Aadhaar Card Correction Online Click Here
Change Aadhaar Card Address Without Mobile Number Click Here
Download Aadhaar Card By Enrolment ID  Click Here 
Download Aadhaar Card By Aadhaar Number Click Here
Download Aadhaar Card By Name & Date Of Birth Click Here
Link Aadhaar Card With PAN Card Click Here
Check UIDAI Official Website Services Click Here
Link Aadhaar Card To Mobile Number via OTP Click Here


How to Link Aadhaar Card to Bank Account

You can link your Aadhaar card either online or offline. For online process please follow the steps mentioned below: –

  1. Log into your bank account
  2. Click on “Update Aadhaar Card Details” or “Aadhaar Card Seeding Option
  3. After this you will be directed to a page wherein you will have to submit your Aadhaar details
  4. After filling in your details click submit

After successfully submitting your details, the information you have provided will get saved to the bank database. These details will get verified by the bank will get linked to your bank account. A confirmation mail will be sent to your Email id. You can also get the same information over the phone.

For offline process please follow the steps mentioned below

  1. Download the bank account seeding form or collect it from the nearest branch of your bank
  2. Fill in the form and submit it to your bank branch
  3. After verifying your details the bank will link your Aadhaar details to your account and a confirmation message will be sent to your registered mobile number

Some banks also allow the seeding to be done through SMS where you have to just send an SMS containing your Aadhaar Number to a Bank Number using your registered Mobile Number.

How to Link Bank Account with Aadhaar Card (Bank Wise)

You can link your Aadhaar Cards to your account from any one of the following banks. Please follow to link to get to know the process.

How to Check the Aadhaar & Bank Account Linking Status

As the Government has made it mandatory to submit Aadhaar while opening new bank account and also that the existing bank account should be linked Aadhaar Card of the account holder before March 31,2018. The Government has also warned that the Aadhaar-less Bank Accounts will become invalid. To check the linking status of your Aadhaar and Bank account follow these simple steps:

  1. Visit the UIDAI official website: www.uidai.gov.in
  2. Go to “Aadhaar Online Services” Section, look for “Check Aadhaar and bank account status” link
  3. On clicking the link, you will be redirected to UIDAI Bank Mapper’s Portal.
  4. Enter the “Aadhaar Number” and “Security Code” displayed on the page.
  5. Click on “Send OTP”, an OTP will be received on the registered mobile number.
  6. Enter the received OTP in the “Enter OTP” box and Submit
  7. Your linking status will be displayed to you.
Check linking status of Aadhaar and Bank account
Check linking status of Aadhaar and Bank account

To know about the other services provided by the UIDAI official website. Read our post on Services Offered by the UIDAI Official Website.

Exceptions to Aadhaar Card Saving Account Seeding

Those people who wants to open a no frill account or a small account do not have to link it with their Aadhaar card. They can open such an account simply with declaration with valid KYC documents. This is because a small account is usually opened by a marginalized section of the society. Small accounts refers to those accounts that does not hold more than 50 thousand rupees.

The last date to Link Aadhaar with Bank Account is set for 31 March 2018.In case a person is unable to do so then his/her account will be rendered invalid and any funds directed towards these accounts will be frozen.

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